1801 Koch Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 1801 Koch Rd, O Fallon, MO 63366

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 1,586 sqft · built 1970
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`328830A000`

Property Details

APN / Parcel Number

Primary APN	`328830A000`
Alternative APN	`2-0033-S008-00-0010.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling
Garage Type	Attached
Porch	Porch
Porch Area	116 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	328830A000
Old Parcel Number	328830A000
Street Address	1801 KOCH RD
City	O FALLON
State	MO
Zip	63366-1117
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AA1
Legal Description	PT SW FRL SEC 8
Legal Range	03E
Legal Township	47N
Legal Section	08
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1801 KOCH RD, O FALLON, MO 63366-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2019	Affidavit of Death, Transfer OTHER
Nov 15, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019
Deed Sale	Nov 15, 2019
Prior Sale	Nov 15, 2019
Deed Document Number	0071821813
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1801 KOCH RD, O FALLON, MO 63366-1117
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 KOCH RD, O FALLON, MO 63366-1117

Mortgage

Document Number	0000006953
Date	Feb 17, 2026
Instrument	2026R-006953

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2019
Property Address	1801 KOCH RD, O FALLON, MO 63366-1117
Document Number	0071821811
Book / Page	007182 / 001811
Instrument Date	Nov 8, 2019
Instrument	655260
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 KOCH RD O FALLON MO 633661117, O FALLON, MO 63366-1117

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2019
Property Address	1801 KOCH RD, O FALLON, MO 63366-1117
Document Number	0071821813
Book / Page	7182 / 1813
Instrument Date	Nov 8, 2019
Instrument	20191115000655270
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SECOLINK SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1801 KOCH RD, O FALLON, MO 63366-1117

Mortgage

Document Number	20191115000655280
Date	Nov 15, 2019
Instrument	20191115000655280

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00	$34,255 (+5.97%)	$180,289 (+5.97%) Land $39,600 Building $140,689
2023		$32,324
2022			$170,126 Land $30,000 Building $140,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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