1790 Koch Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 1790 Koch Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 1999
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2024)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`328500A000`

Property Details

APN / Parcel Number

Primary APN	`328500A000`
Alternative APN	`2-0033-S008-00-0017.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Gross Area	5,032 sqft
1st Floor Area	2,316 sqft
Basement Area	2,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	158,994 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	256 sqft

Location & Zoning

Account Number	328500A000
Street Address	1790 KOCH RD
City	O FALLON
State	MO
Zip	63366-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SW 1/4
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3006
Census Tract	311801

Owner

1790 Koch Rd is owned and occupied by an individual who bought it in April 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1790 KOCH RD, O FALLON, MO 63366-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
Apr 3, 2024	Personal Representative Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Apr 3, 2024 · Amount on File
Deed Document Number	202412511
Prior Transfer Date	Apr 2, 2024
Prior Transfer Doc	0000012510
Record Updated	Oct 29, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2024
Property Address	1790 KOCH RD, O FALLON, MO 63366-1131
Document Number	0000012510
Instrument Date	Mar 29, 2024
Instrument	2024R-012510
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 3, 2024
Property Address	1790 KOCH RD, O FALLON, MO 63366-1131
Document Number	0000012511
Instrument Date	Mar 29, 2024
Instrument	2024R-012511
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 KOCH RD, SAINT PAUL, MO 63366-1131

Mortgage

Document Number	0000012512
Date	Apr 3, 2024
Instrument	2024R-012512

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1790 Koch Rd was $4,542.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,512 (-)	$392,170 (-) Land $111,690 Building $280,480
2025	$4,542.00	$74,512	$392,170 Land $111,690 Building $280,480
2023		$74,732
2022			$393,330 Land $98,550 Building $294,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1790 Koch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1790 Koch Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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