1801 Fenner Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1801 Fenner Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 960 sqft · built 1975
Lot Size	12.6 acres (548,856 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2022)
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-12-100-001`

Property Details

APN / Parcel Number

Primary APN	`005-12-100-001`
Alternative APN	`0051210000100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Lot Area	548,856 sqft (12.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1801 FENNER RD
City	OWOSSO
State	MI
Zip	48867-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 12 T7N R1E COM ON N&S 14 LN N 1086.10 FT FROM CEN OF SEC N 227 FT TO N 18 LN (AS OCCUPIED) N8931'23!W 1376.17 FT TO W 18
Legal Range	01E
Legal Township	07N
Legal Section	12
Legal Subdivision	T7NR1ESENW4S12
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3006
Census Tract	30200

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1801 FENNER RD, OWOSSO, MI 48867-9388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 18, 2016	Deed of Trust, Mortgage · Line of Credit ADVENTURE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20223361526
Deed Book / Page	1297 / 599
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0012260734
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 16, 2022
Property Address	1801 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0012970599
Book / Page	1297 / 599
Instrument Date	Jun 10, 2022
Instrument	3361526
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 FENNER RD, 1801, OWOSSO, MI 48867-9388

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1801 FENNER RD, OWOSSO, MI 48867-9388

Mortgage

Document Number	0003361527
Date	Jun 16, 2022
Instrument	3361527

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHIAWASSEE MI
Property Address	1801 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0012570712
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 FENNER RD OWOSSO MI 488679388, OWOSSO, MI 48867-9388

Mortgage

Document Number	0012570712
Date	May 31, 2019
Book Page	001257/000712
Instrument	3321248

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1801 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0012570586
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 FENNER RD OWOSSO MI 488679388, OWOSSO, MI 48867-9388

Mortgage

Document Number	0012570586
Date	May 28, 2019
Book Page	001257/000586
Instrument	3321122

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1801 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0012390763
Book / Page	001239 / 000763
Instrument Date	Aug 18, 2016
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1801 FENNER RD OWOSSO MI 488679388, OWOSSO, MI 48867-9388

Mortgage

Document Number	0012390763
Date	Oct 30, 2017
Book Page	001239/000763
Instrument	3303077

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,700 (+1.98%)	$195,400 (+1.98%)
2025	$2,431.00 (+0.25%) Homeowner's exemption	$95,800 (+36.08%)	$191,600 (+36.08%)
2024	$2,425.00 (+55.55%)
2023	$1,559.00 Homeowner's exemption	$70,400	$140,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fenner Rd

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