1635 Fenner Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1635 Fenner Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,536 sqft · built 1971
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$46,000 (Jul 2016)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-12-100-003`

Property Details

APN / Parcel Number

Primary APN	`005-12-100-003`
Alternative APN	`0051210000300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Heated Area
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	348,480 sqft (8 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1635 FENNER RD
City	OWOSSO
State	MI
Zip	48867-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 12 T7N R1E COM N ALG N&S 14 LN 504 FT FROM CENTER OF SEC N 252.10 FT N8929'45''W 1370.38 FT S035'16''E 258.60 FT S8945'58
Legal Range	01E
Legal Township	07N
Legal Section	12
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3006
Census Tract	30200

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1635 FENNER RD, OWOSSO, MI 48867-9388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Prior Sale	Jan 25, 2016 · Amount on Record
Deed Document Number	20163288124
Deed Book / Page	1224 / 868
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 2, 2026
Property Address	1635 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0003403839
Book / Page	1339 / 260
Instrument Date	May 26, 2026
Instrument	20263403839
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1635 FENNER RD, OWOSSO, MI 48867-9388
Investor	Possibly a Property Investor

Mortgage

Document Number	0003403839,
Date	Jun 2, 2026
Book Page	1339/260
Instrument	20263403839

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 1, 2019
Property Address	1635 FENNER RD, OWOSSO, MI 48867-9388
Document Number	0012620650
Book / Page	001262 / 000650
Instrument Date	Oct 28, 2019
Instrument	3326217
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1635 FENNER RD OWOSSO MI 488679388, OWOSSO, MI 48867-9388

Mortgage

Document Number	12620651
Date	Nov 1, 2019
Book Page	001262/000651
Instrument	3326218

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,700 (+2.41%)	$221,400 (+2.41%)
2025	$2,727.00 (+1.19%) Homeowner's exemption	$108,100 (+28.38%)	$216,200 (+28.38%)
2024	$2,695.00 (+11.55%)
2023	$2,416.00 Homeowner's exemption	$84,200	$168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fenner Rd

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