1801 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1801 Bernice St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage3,064 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
GarageAttached, 384 sqft
OccupancyOwner Occupied
Tax Bill$6,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.6-7-20
Alternative APN
  • 280005900600070200000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area3,064 sqft Living Area
1st Floor1,840 sqft 1st Floor
2nd Floor576 sqft 2nd Floor
Upper Floors648 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1990
Architectural StyleCape Cod Style
Exterior MaterialBrick Exterior
Lot Area9,583 sqft (0.22 acres)
Depth X Width147 ft x 65 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area384 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Porch1 Porch
Porch Area400 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1801 BERNICE ST
CitySCHENECTADY
StateNY
Zip12303-3060
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,2DM,SP,FP,CBA,BK,SHDM STONEGATE MNR-55 5.-355-5
Legal SubdivisionMAP #4 STONE GATE MANOR
Legal Block7
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup5
Census Block5015
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.6-7-20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1801 BERNICE ST, SCHENECTADY, NY 12303-3060
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2022Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Aug 10, 2017Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 12, 2004
Transfer Doc0016690821
Record RefreshedJun 08, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2022
Property Address1801 BERNICE ST, SCHENECTADY, NY 12303-3060
Document Number0000068541
Book / Page2100 / 18
Instrument DateDec 16, 2022
Instrument202268541
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1801 BERNICE ST, SCHENECTADY, NY 12303-3060

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 PARK ST, SCHENECTADY, NY 12303-2034
InvestorPossibly a Property Investor

Mortgage

Document Number0000068542
DateDec 28, 2022
Instrument202268542
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
IndexOther
Max Rate11%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1801 BERNICE ST, SCHENECTADY, NY 12303-3060
Document Number0000040124
Book / Page004785 / 000834
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedSep 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 BERNICE ST SCHENECTADY NY 123033060, SCHENECTADY, NY 12303-3060

Mortgage

Document Number0000040124
DateSep 06, 2017
Book Page004785/000834
Instrument40124
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 05, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,782.00$185,000 (-) Land $9,900 Building $175,100$284,600 (+16.93%) Land $15,230 Building $269,370
2023$185,000 Land $9,900 Building $175,100$243,400 Land $13,025 Building $230,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bernice St

Nearby Streets

Search Property Records by Address or Parcel Number