1728 Bernice St, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1728 Bernice St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 1941
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Aug 2021)
Tax Bill	$5,778 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`422800 59.6-9-16`

Property Details

APN / Parcel Number

Primary APN	`422800 59.6-9-16`
Alternative APN	`280005900600090160000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	624 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1728 BERNICE ST
City	SCHENECTADY
State	NY
Zip	12303-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,SHDM STONEGATE MNR - 7 5.-353-7
Legal Subdivision	MAP NO 1 STONE GATE MANOR
Legal Block	9
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1010
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 CENTRAL AVE, 59, SCHENECTADY, NY 12304-4418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU
Apr 5, 2021	Referee's Deed, Foreclosure VENTURE TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	202141508
Deed Book / Page	2065 / 706
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 24, 2021
Property Address	1728 BERNICE ST, SCHENECTADY, NY 12303-2302
Document Number	0000041508
Book / Page	2065 / 706
Map Reference	MAP 1
Instrument Date	Aug 19, 2021
Instrument	202141508
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 CENTRAL AVE UNIT 59, 59, SCHENECTADY, NY 12304-4418

Mortgage

Document Number	0000041509
Date	Aug 24, 2021
Instrument	202141509

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000041511
Date	Aug 24, 2021
Book Page	5135/781
Instrument	202141511

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12208

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2021: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 5, 2021
Property Address	1728 BERNICE ST, SCHENECTADY, NY 12303-2302
Document Number	0000014976
Book / Page	2055 / 905
Instrument Date	Mar 12, 2021
Instrument	202114976
Transaction Type	Foreclosure
Record Updated	Apr 14, 2026
Title Company	VENTURE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,044.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,778.00 (+2.01%)
2025	$5,664.00	$154,000 (-) Land $9,900 Building $144,100	$236,900 (+16.93%) Land $15,229 Building $221,671
2023		$154,000 Land $9,900 Building $144,100	$202,600 Land $13,024 Building $189,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Greenlight Networks, T-Mobile.

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