Pierce County property record for 18009 45th St E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,680 sqft · built 1970 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,207 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506520-0-890 |
| Primary APN | 506520-0-890 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 576 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 644 sqft |
| Deck Area | 114 sqft |
| Patio Area | 114 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 18009 45TH ST E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 17 TOWNSHIP 20 RANGE 05 QUARTER 44 LAKE TAPPS LAKERIDGE # 2 L 89 EASE OF RECORD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 17 |
| Legal Subdivision | LAKE TAPPS LAKERIDGE # 2 |
| Legal Lot Number | 89 |
| Legal Unit | 2 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70314 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18009 45TH ST E, LAKE TAPPS, WA 98391-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU |
| Jan 5, 2017 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2014 |
| Transfer Doc | 0000000177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 18009 45TH ST E, LAKE TAPPS, WA 98391-9103 |
| Document Number | 2009291106 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18009 45TH ST E LAKE TAPPS WA 983919103, LAKE TAPPS, WA 98391-9103 |
| Document Number | 2009291106 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 202009291106 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Sep 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 18009 45TH ST E, LAKE TAPPS, WA 98391-9103 |
| Document Number | 1902190245 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18009 45TH ST E LAKE TAPPS WA 983919103, LAKE TAPPS, WA 98391-9103 |
| Document Number | 1902190245 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 201902190245 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 18, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 18009 45TH ST E, LAKE TAPPS, WA 98391-9103 |
| Document Number | 1701240278 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18009 45TH ST E LAKE TAPPS WA 983919103, LAKE TAPPS, WA 98391-9103 |
| Document Number | 1701240278 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 201701240278 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 23, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Sumner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,207.00 (+3.71%) | $511,800 (+9.62%) Land $245,000 Building $266,800 | $511,800 (+9.62%) Land $245,000 Building $266,800 |
| 2025 | $5,985.00 (+19.18%) | ||
| 2024 | $5,022.00 (-2.92%) | $466,900 (-6.28%) Land $204,300 Building $262,600 | $466,900 (-6.28%) Land $204,300 Building $262,600 |
| 2023 | $5,173.00 | $498,200 Land $213,300 Building $284,900 | $498,200 Land $213,300 Building $284,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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