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1800 Cherrywood Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1800 Cherrywood Ct, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,008 sqft · built 1984
Lot Size0.378 acres (16,465 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Dec 2024)
Tax Bill$4,275 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-26-30-0914-0001-0080

Property Details

APN / Parcel Number

Primary APN04-26-30-0914-0001-0080
Alternative APNs
  • 263004091400010080
  • 82783

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,008 sqft Living Area
Gross Area4,152 sqft
1st Floor Area3,008 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,465 sqft (0.378 acres)
Lot Dimensions135 ft deep x 123 ft wide
Garage TypeAttached
Garage Area972 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area480 sqft
PorchFinished/Open Porch
Porch Area172 sqft
Deck Area928 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1800 CHERRYWOOD CT
CitySAINT CLOUD
StateFL
Zip34769-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionPINE LAKE ESTATES UNIT 7 REPLAT PB 2 PG 262 LOT 8 LESS WLY 2 FT 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATES UNIT 7
Legal Tract914
Legal Block80
Legal Lot Number8
Legal Unit7R
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3022
Census Tract43208

Owner

1800 Cherrywood Ct is owned and occupied by two individuals who bought it in December 2024.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 15, 2019Deed of Trust, Mortgage · ARM
GTE FCU
Jul 6, 2018Warranty Deed, Transfer · Conventional Mortgage
1ST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2024 · Amount on File
Deed SaleDec 18, 2024 · Amount on File
Prior SaleJul 6, 2018 · Amount on File
Deed Document Number2024159865
Deed Book / Page6713 / 469
Prior Transfer DateOct 13, 2009
Prior Transfer Doc0039090322
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627

Mortgage

Document Number0059560192
DateMay 12, 2021
Book Page5956/192
Instrument2021072741
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054781152
DateFeb 15, 2019
Book Page5478/1152
Instrument2019020387
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateFeb 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.75%
Index1-Year LIBOR
Max Rate9.75%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 6, 2018
Property Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627
Document Number0053622478
Book / Page5362 / 2478
Map ReferenceMB2 PG262
Instrument DateMay 31, 2018
Instrument2018103588
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,652.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10719 LEMAY DR, 10719, SAINT CLOUD, FL 34769

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1800 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627

Mortgage

Document Number2018103593
DateJul 6, 2018
Instrument2018103593
Lender
Name1ST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1800 Cherrywood Ct was $4,275, up 22.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,275.00 (+22.07%)$281,729$418,500 Land $65,000 Building $353,500
2024$3,502.00 (+2.67%)
2023$3,411.00 (+3.61%) Homeowner's exemption$231,580 (+3%)$430,700 (+15.44%) Land $60,000 Building $370,700
2022$3,292.00 Homeowner's exemption$224,835$373,100 Land $55,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1800 Cherrywood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1800 Cherrywood Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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