180 Spring House Ln, Troy, MO 63379 Property Records

Lincoln County property record for 180 Spring House Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,126 sqft · built 2023
Lot Size	3.57 acres (155,509 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-80-27-000-000-006.013`

Property Details

APN / Parcel Number

Primary APN	`09-80-27-000-000-006.013`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Basement Area	2,126 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	155,509 sqft (3.57 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	180 SPRING HOUSE LN
City	TROY
State	MO
Zip	63379-5788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SPRING HOUSE MEADOWS
Legal Range	01E
Legal Township	50N
Legal Section	27
Legal Subdivision	SPRING HOUSE MEADOWS
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	2
Census Block	2043
Census Tract	810309

Owner

180 Spring House Ln is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	180 SPRING HOUSE LN, TROY, MO 63379-5788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
May 25, 2021	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Jun 8, 2023	Warranty Deed, Subdivision Related Transfer TITLE PARTNERS AGENCY LLC
Feb 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	180 SPRING HOUSE LN, TROY, MO 63379-5788
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 SPRING HOUSE LN, TROY, MO 63379-5788

Mortgage

Document Number	0002517/61
Date	Dec 30, 2025
Book Page	2517/61
Instrument	2025010639

Lender

Name	SCOTT CU
Type	Credit Union
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	180 SPRING HOUSE LN, TROY, MO 63379-5788
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PARTNERS AGNY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002464/690
Date	May 25, 2021
Book Page	2464/690
Instrument	2021007227

Lender

Name	UNITED BANK OF UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 8, 2023
Property Address	180 SPRING HOUSE LN, TROY, MO 63379-5788
Document Number	0002491/98
Book / Page	2491 / 98
Map Reference	MB 13 PG 107
Instrument Date	May 25, 2023
Instrument	2023004291
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 SPRING HOUSE LN, TROY, MO 63379-5788

February 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 23, 2023
Property Address	180 SPRING HOUSE LN, TROY, MO 63379-5788
Document Number	002488/145
Book / Page	2488 / 145
Map Reference	MB 13 PG 107
Instrument Date	Feb 22, 2023
Instrument	2023001310
Transaction Type	Construction Loan
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354

Mortgage

Document Number	2023001311
Date	Feb 23, 2023
Instrument	2023001311

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 180 Spring House Ln was $3,779.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,736 (-) Land $8,466 Building $57,270
2025	$3,779.00	$65,736 Land $8,466 Building $57,270	$345,980 Land $44,560 Building $301,420
2023	$2,208.00 (+461.83%)	$60,262 (+788.43%) Land $7,448 Building $52,814	$317,170 Land $39,200 Building $277,970
2022	$393.00	$6,783 Land $6,783
2021			$35,700 Land $35,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Spring House Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Spring House Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spring House Ln

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