171 Spring House Ln, Troy, MO 63379 Property Records

Lincoln County property record for 171 Spring House Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 2,453 sqft · built 2007
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Dec 2011)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-80-27-000-000-006.035`

Property Details

APN / Parcel Number

Primary APN	`09-80-27-000-000-006.035`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,453 sqft Living Area
Basement Area	2,453 sqft
Unfinished Basement	2,453 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	163,786 sqft (3.76 acres)
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	171 SPRING HOUSE LN
City	TROY
State	MO
Zip	63379-5791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SPRING HOUSE MEADOWS
Legal Range	01E
Legal Township	50N
Legal Section	27
Legal Subdivision	SPRING HOUSE MEADOWS
Legal Lot Number	25
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	2
Census Block	2042
Census Tract	810309

Owner

171 Spring House Ln is owned by two individuals who acquired it in October 2013.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3096 POSTPORT LN, MARYLAND HEIGHTS, MO 63043-1340
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2011 · Amount on File
Deed Sale	Dec 15, 2011 · Amount on File
Deed Document Number	201110273
Deed Book / Page	2224 / 858
Last Transfer Date	Oct 2, 2013
Transfer Doc	02333/0436
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 SPRING HOUSE LN, TROY, MO 63379-5791
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02422/0122
Date	Apr 26, 2018
Book Page	2422/0122
Instrument	2018003484

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	171 SPRING HOUSE LN, TROY, MO 63379-5791
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 SPRING HOUSE LN, TROY, MO 63379-5791

Mortgage

Document Number	002477/310
Date	Mar 23, 2022
Book Page	2477/310
Instrument	2022003039

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 27, 2022
Property Address	171 SPRING HOUSE LN, TROY, MO 63379-5791
Document Number	002482/104
Book / Page	2482 / 104
Map Reference	MB 13 PG 40
Instrument Date	Jul 14, 2022
Instrument	2022007858
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3096 POSTPORT LN, MARYLAND HEIGHTS, MO 63043-1340

Mortgage

Document Number	2022007859
Date	Jul 27, 2022
Instrument	2022007859

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 171 Spring House Ln was $4,450.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,406 (-) Land $8,881 Building $68,525
2025	$4,450.00	$77,406 Land $8,881 Building $68,525	$407,400 Land $46,740 Building $360,660
2023	$4,163.00 (+3.38%)	$72,118 Land $7,809 Building $64,309	$379,570 Land $41,100 Building $338,470
2022	$4,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 171 Spring House Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 171 Spring House Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: Verizon, Wisper ISP.

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