Kane County property record for 162 S State St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 10 bd · 4.5 ba · 4,670 sqft · built 1863 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,970 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-476-027 |
| Primary APN | 06-14-476-027 |
|---|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,670 sqft Living Area |
| Gross Area | 7,005 sqft |
| Basement Area | 2,335 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Construction Type | Frame |
| Lot Area | 65,340 sqft |
| Garage Type | Detached |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 162 S STATE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C KIMBALLS ADDN COUNTY CLERKS SUB 67 LOT 9 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851600 |
162 S State St is owned and occupied by two individuals who acquired it in July 1994.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 S STATE ST, ELGIN, IL 60123-6429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1994 |
| Deed Sale | Jul 7, 1994 |
| Deed Document Number | 199454433 |
| Deed Book / Page | 890 / 635 |
| Prior Transfer Date | Jun 24, 1994 |
| Prior Transfer Doc | 0000054433 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 162 S State St was $14,970 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,970.00 Homeowner's exemption Senior Citizen's exemption | $212,224 (+8.57%) Land $96,575 Building $115,649 | $636,927 (+8.57%) Land $289,841 Building $347,086 |
| 2024 | $195,472 Land $88,952 Building $106,520 | $586,651 Land $266,963 Building $319,688 | |
| 2022 | $13,008.00 (+4.49%) Homeowner's exemption | $161,023 (+6.96%) Land $73,275 Building $87,748 | $483,069 (+6.96%) Land $219,825 Building $263,244 |
| 2021 | $12,449.00 Homeowner's exemption | $150,545 Land $68,507 Building $82,038 | $451,635 Land $205,521 Building $246,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 S State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 162 S State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures