180 NW 7th St, Cedaredge, CO 81413 Property Records

Delta County property record for 180 NW 7th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1981
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Mar 2026)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R002685`

Property Details

APN / Parcel Number

Primary APN	`R002685`
Alternative APN	`319320318005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,277 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R002685
Street Address	180 NW 7TH ST
City	CEDAREDGE
State	CO
Zip	81413-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	180 NW 7TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: GOLD NUGGET SUBD CE LOT: 5 TOTAL 0.1 AC+-(N85.0, S85.02, E59.11, W60.0) LOT 5 GOLD NUGGET SUB. PT SW4SW4 SEC 20 T13S R94W 6PM BK 496 PG 61(R-394138) BK 530 PG 582 BK 572 PG 367 BK 684 PG
Legal Subdivision	GOLD NUGGET SUBD CE
Legal Lot Number	5
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

180 NW 7th St is owned and occupied by an individual who bought it in March 2026.

Source: Delta County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANK OF COLORADO
Apr 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 27, 2026	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Sep 27, 2006	Warranty Deed, Transfer · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
Aug 12, 2005	Intrafamily Transfer, Transfer · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Apr 2, 2013 · Amount on File
Deed Document Number	2026766814
Prior Transfer Date	Aug 8, 2005
Prior Transfer Doc	0000594537
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9619 HIGHWAY, AUSTIN, CO 81410

Mortgage

Document Number	0000762437
Date	Aug 20, 2025
Instrument	762437

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DELTA, CO 81416

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	12 Months
Due	Aug 12, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000633648
Date	Apr 15, 2009
Instrument	633648

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 27, 2026
Property Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000766814
Instrument Date	Mar 27, 2026
Instrument	766814
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21473 MYERS RD, ECKERT, CO 81418-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505

Mortgage

Document Number	0000766815
Date	Mar 27, 2026
Instrument	766815

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000766816
Date	Mar 27, 2026
Instrument	766816

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	DALLAS, TX 75248

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 27, 2006
Property Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000608134
Instrument Date	Sep 26, 2006
Instrument	608134
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505

Mortgage

Document Number	0000608135
Date	Sep 27, 2006
Instrument	608135

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2036

August 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Aug 12, 2005
Property Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000594537
Instrument Date	Aug 8, 2005
Instrument	594537
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	180 NW 7TH ST, CEDAREDGE, CO 81413-3505

Mortgage

Document Number	0000594538
Date	Aug 12, 2005
Instrument	594538

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 180 NW 7th St was $1,047, up 14.3% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,047.00 (+14.3%)	$15,172 (+12.8%) Land $2,250 Building $12,922	$242,744 (+20.93%) Land $36,000 Building $206,744
2024	$916.00 (+4.09%)	$13,450 (-) Land $1,704 Building $11,746	$200,739 (-) Land $25,432 Building $175,307
2023	$880.00 (+12.53%)	$13,450 (+15.16%) Land $1,704 Building $11,746	$200,739 (+19.46%) Land $25,432 Building $175,307
2022	$782.00	$11,679 Land $1,814 Building $9,865	$168,038 Land $26,100 Building $141,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 180 NW 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 NW 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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