170 NW 7th St, Cedaredge, CO 81413 Property Records

Delta County property record for 170 NW 7th St, Cedaredge, CO 81413

Property Summary

Property Type	Mobile Home
Details	2 bd · 1.75 ba · 1,246 sqft · built 1999
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2018)
Tax Bill	$812 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2020 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R002686`

Property Details

APN / Parcel Number

Primary APN	`R002686`
Alternative APN	`319320318006`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,246 sqft Living Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R002686
Street Address	170 NW 7TH ST
City	CEDAREDGE
State	CO
Zip	81413-3505
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	170 NW 7TH ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: GOLD NUGGET SUBD CE LOT: 6, TOTAL 0.1 AC+- LOT 6 GOLD NUGGET SUB. PT SW4SW4 SEC 20 T13S R94W 6PM BK 496 PG 61 (R-394138) BK 530 PG 582 BK 572 PG 367 BK 684 PG 652 BK 703 PGS 748 THRU 751
Legal Subdivision	GOLD NUGGET SUBD CE
Legal Lot Number	6
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Jan 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage BANK OF ENGLAND
Sep 20, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2005	Deed of Trust, Mortgage COLORADO HOUSING & FINANCE AUTHORITY
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 4, 2016	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 1, 2005	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	2018707626
Prior Transfer Date	Mar 29, 2016
Prior Transfer Doc	0000686661
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710421
Date	Apr 26, 2019
Instrument	710421

Lender

Name	BANK OF COLORADO
Type	Bank
Address	CEDAREDGE, CO 81413

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000716053
Date	Jan 3, 2020
Instrument	716053

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Aug 28, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505

Mortgage

Document Number	0000732774
Date	Sep 20, 2021
Instrument	732774

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	19747

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	899 Months
Due	Aug 28, 2096

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE, FAHTCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000591939
Date	Jun 1, 2005
Instrument	591939

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Dec 4, 2018
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000707626
Instrument Date	Dec 3, 2018
Instrument	707626
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 NORTHWEST, CEDAREDGE, CO 81413

Mortgage

Document Number	0000707627
Date	Dec 4, 2018
Instrument	707627

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Apr 4, 2016
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000686661
Instrument Date	Mar 29, 2016
Instrument	686661
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	270 SE FRONTIER AVE, CEDAREDGE, CO 81413-4007
Investor	Possibly a Property Investor

Mortgage

Document Number	0000686662
Date	Apr 4, 2016
Instrument	686662

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2046

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 1, 2005
Property Address	170 NW 7TH ST, CEDAREDGE, CO 81413-3505
Document Number	0000591936
Instrument Date	May 31, 2005
Instrument	591936
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 607, CEDAREDGE, CO 81413-0607
Investor	Possibly a Property Investor

Mortgage

Document Number	0000591937
Date	Jun 1, 2005
Instrument	591937

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (+27.47%)	$11,765 (+25.75%) Land $2,250 Building $9,515	$188,235 (+34.8%) Land $36,000 Building $152,235
2024	$637.00 (+10.4%)	$9,356 (+6.1%) Land $1,557 Building $7,799	$139,642 (-) Land $23,245 Building $116,397
2023	$577.00 (-0.86%)	$8,818 (+1.43%) Land $1,531 Building $7,287	$139,642 (+11.64%) Land $23,245 Building $116,397
2022	$582.00	$8,694 Land $1,814 Building $6,880	$125,087 Land $26,100 Building $98,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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