180 Lucy Ln, Richmond, CA 94801 Property Records

Contra Costa County property record for 180 Lucy Ln, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,401 sqft · built 2006
Lot Size0.06 acres (2,600 sqft)
OwnerIndividual Name on File
Tax Bill$7,711 (2025)
Deeds & MortgagesJan 2019 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN408-240-052-6

Property Details

APN / Parcel Number

Primary APN408-240-052-6
Alternative APN
  • 408-240-052

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,401 sqft Living Area
1st Floor Area1,047 sqft
2nd Floor Area1,354 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area2,600 sqft (0.06 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address180 LUCY LN
CityRICHMOND
StateCA
Zip94801-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT8755 L52
Legal SubdivisionSUBDIVISION 8755
Legal Tract8755
Legal Lot Number52
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1014
Census Tract365002

Owner

180 Lucy Ln is owned and occupied by an individual who acquired it in October 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address180 LUCY LN, RICHMOND, CA 94801-1722
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 14, 2018Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 31, 2017Intrafamily Transfer, Transfer · FHA Mortgage
PACIFIC FUNDING GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017
Deed SaleOct 31, 2017
Prior SaleApr 27, 2007 · Amount on File
Deed Document Number2017205101
Prior Transfer DateOct 26, 2017
Prior Transfer Doc0000205101
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address180 LUCY LN, RICHMOND, CA 94801-1722
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002123
DateJan 7, 2019
Instrument2019-002123
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address180 LUCY LN, RICHMOND, CA 94801-1722
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094816
DateJun 14, 2018
Instrument2018-094816
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateOct 31, 2017
Property Address180 LUCY LN, RICHMOND, CA 94801-1722
Document Number0000205101
Map ReferenceMB483 PG20-31
Instrument DateOct 26, 2017
Instrument2017-205101
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 LUCY LN, RICHMOND, CA 94801-1722

Mortgage

Document Number0000205102
DateOct 31, 2017
Instrument2017-205102
Lender
NamePACIFIC FUNDING GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 180 Lucy Ln was $7,711.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$434,964 (+2%) Land $136,647 Building $298,317
2025$7,711.00$426,436 Land $133,968 Building $292,468
2023$7,387.00 (+1.53%)$409,879 Land $128,767 Building $281,112
2022$7,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 180 Lucy Ln in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1982–2000)
Most Recent ClaimFeb 2000 · river or lake flooding
Claims by Event
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 180 Lucy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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