Contra Costa County property record for 174 Lucy Ln, Richmond, CA 94801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,055 sqft · built 2006 |
| Lot Size | 0.06 acres (2,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Feb 2026) |
| Tax Bill | $6,272 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 408-240-051-8 |
| Primary APN | 408-240-051-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| 2nd Floor Area | 1,033 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 2,600 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 174 LUCY LN |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94801-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T8755 L51 |
| Legal Subdivision | 8755 BELLA FLORA |
| Legal Tract | 8755 |
| Legal Lot Number | 51 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 365002 |
174 Lucy Ln is owned and occupied by two individuals who bought it in February 2026.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 174 LUCY LN, RICHMOND, CA 94801-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on File |
| Deed Sale | Feb 26, 2026 · Amount on File |
| Prior Sale | Jul 13, 2009 · Amount on File |
| Deed Document Number | 202619275 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0000281413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 26, 2026 |
| Property Address | 174 LUCY LN, RICHMOND, CA 94801-1722 |
| Document Number | 0000019275 |
| Map Reference | MB 483 PG 20 - 31 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026- 019275 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 174 LUCY LN, RICHMOND, CA 94801-1722 |
| Document Number | 0000019276 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026- 019276 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
The 2025 property tax bill for 174 Lucy Ln was $6,272.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,800 (+2%) Land $9,207 Building $320,593 | |
| 2025 | $6,272.00 Homeowner's exemption | $323,334 Land $9,027 Building $314,307 |
| 2023 | $6,004.00 (+1.68%) Homeowner's exemption | $310,780 Land $8,677 Building $302,103 |
| 2022 | $5,905.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 174 Lucy Ln in Zone X, an area of moderate flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1982–2000) |
| Most Recent Claim | Feb 2000 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 174 Lucy Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, T-Mobile, Verizon.
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