Monmouth County and Rumson Borough property record for 180 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 6,195 sqft · built 1972 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,595,000 (Jan 2020) |
| Tax Bill | $26,522 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00124-0000-00020 |
| Primary APN | 41-00124-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 6,195 sqft Living Area |
| 1st Floor Area | 4,151 sqft |
| Upper Floors Area | 1,946 sqft |
| Basement Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 517 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 1,604 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 180 BINGHAM AVE |
|---|---|
| City | RUMSON |
| State | NJ |
| Zip | 07760-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RIVERFIELDS ESTATES SEC 02 |
| Legal Block | 124 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 180 BINGHAM AVE, RUMSON, NJ 07760-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit SILICON VALLEY BANK |
| Apr 1, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 13, 2020 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Prior Sale | Jan 22, 2004 · Amount on Record |
| Deed Document Number | 20204131 |
| Deed Book / Page | 9390 / 6519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 180 BINGHAM AVE, RUMSON, NJ 07760-1853 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0096092980 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 9609/2980 |
| Instrument | 2022081319 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 180 BINGHAM AVE, RUMSON, NJ 07760-1853 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0094971166 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 9497/1166 |
| Instrument | 2021052698 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 13, 2020 |
| Property Address | 180 BINGHAM AVE, RUMSON, NJ 07760-1853 |
| Document Number | 0000004131 |
| Book / Page | 009390 / 006519 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 4131 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | PURE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,595.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 180 BINGHAM AVE RUMSON NJ 077601853, RUMSON, NJ 07760-1853 |
| Document Number | 4146 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 009390/006569 |
| Instrument | 4146 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802,800 (+10.86%) Land $1,808,700 Building $994,100 | $2,802,800 (+10.86%) Land $1,808,700 Building $994,100 | |
| 2025 | $26,522.00 (+1.68%) | $2,528,300 (+15.91%) Land $1,682,200 Building $846,100 | $2,528,300 (+15.91%) Land $1,682,200 Building $846,100 |
| 2024 | $26,083.00 (+5.67%) | ||
| 2023 | $2,181,300 Land $1,550,000 Building $631,300 | $2,181,300 Land $1,550,000 Building $631,300 | |
| 2022 | $24,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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