172 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 172 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,610 sqft · built 2014
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$2,250,000 (Jan 2018)
Tax Bill	$31,910 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00124-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`41-00124-0000-00017`
Alternative APNs	`410012400017` `218900`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,610 sqft Living Area
1st Floor Area	5,610 sqft
Upper Floors Area	2,244 sqft
Attic	Attic
Attic Area	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	66,647 sqft
Garage Type	Built-in
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	210 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	218900
Street Address	172 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RUMSON
Legal Block	124
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4004
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	172 BINGHAM AVE, RUMSON, NJ 07760-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	20187953
Deed Book / Page	9269 / 5640
Record Updated	Sep 20, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 22, 2018
Property Address	172 BINGHAM AVE, RUMSON, NJ 07760-1853
Document Number	0000007953
Book / Page	009269 / 005640
Instrument Date	Jan 8, 2018
Instrument	7953
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	COMMONWEALTH TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 BINGHAM AVE RUMSON NJ 077601853, RUMSON, NJ 07760-1853

Mortgage

Document Number	7954
Date	Jan 22, 2018
Book Page	009269/005647
Instrument	7954

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.23%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,435,600 (+12.94%) Land $1,634,500 Building $1,801,100	$3,435,600 (+12.94%) Land $1,634,500 Building $1,801,100
2025	$31,910.00 (+2.44%)	$3,041,900 (+14.59%) Land $1,520,200 Building $1,521,700	$3,041,900 (+14.59%) Land $1,520,200 Building $1,521,700
2024	$31,150.00 (+1.89%)
2023		$2,654,700 Land $1,399,300 Building $1,255,400	$2,654,700 Land $1,399,300 Building $1,255,400
2022	$30,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250