18 Youngs Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 18 Youngs Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,495 sqft · built 1971
Lot Size	0.263 acres (11,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2010)
Tax Bill	$7,501 (2025)
Deeds & Mortgages	Feb 2023 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0117 B:0004 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0117 B:0004 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,495 sqft Living Area
Gross Area	4,196 sqft
1st Floor Area	1,144 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,450 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	18 YOUNGS RD
City	GLOUCESTER
State	MA
Zip	01930-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	4
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2022
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 YOUNGS RD, GLOUCESTER, MA 01930-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2010 · Amount on Record
Deed Sale	Nov 9, 2010 · Amount on Record
Deed Book / Page	29950 / 339
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 YOUNGS RD, GLOUCESTER, MA 01930-1338
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041447-392
Date	Feb 22, 2023
Book Page	41447/392
Instrument	20230222001990

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 YOUNGS RD, GLOUCESTER, MA 01930-1338
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39917-305
Date	May 26, 2021
Book Page	39917/305
Instrument	20210526000550

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 YOUNGS RD, GLOUCESTER, MA 01930-1338
Document Number	38054-218
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 YOUNGS RD GLOUCESTER MA 019301338, GLOUCESTER, MA 01930-1338

Mortgage

Document Number	38054-218
Date	Nov 22, 2019
Book Page	038054/000218
Instrument	1122005290

Lender

Name	BAR HARBOR BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,501.00 (+1.08%)	$771,700 (+1.18%) Land $189,000 Building $582,700
2024	$7,421.00 (+3.6%)	$762,700 (+12.76%) Land $180,000 Building $582,700	$1,081,575
2023	$7,163.00	$676,400 Land $160,700 Building $515,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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