12 Youngs Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 12 Youngs Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,607 sqft · built 1970
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Tax Bill	$6,563 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0117 B:0006 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0117 B:0006 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,607 sqft Living Area
Gross Area	4,068 sqft
1st Floor Area	1,404 sqft
Attic	Attic
Attic Area	459 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 YOUNGS RD
City	GLOUCESTER
State	MA
Zip	01930-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	GLOUCESTER
Legal Block	6
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2022
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 YOUNGS RD, GLOUCESTER, MA 01930-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Apr 17, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2012
Deed Sale	Feb 16, 2012
Deed Book / Page	31092 / 119
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 14, 2026
Property Address	12 YOUNGS RD, GLOUCESTER, MA 01930-1338
Document Number	0000000280
Book / Page	43569 / 186
Instrument Date	Aug 10, 2026
Instrument	2026280
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 YOUNGS RD, GLOUCESTER, MA 01930-1338

Mortgage

Document Number	0000000280,
Date	Aug 14, 2026
Book Page	43569/186
Instrument	2026280

Lender

Name	CAPE ANN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 17, 2026
Property Address	12 YOUNGS RD, GLOUCESTER, MA 01930-1338
Document Number	043335-578
Book / Page	43335 / 578
Instrument Date	Apr 16, 2026
Instrument	20261910
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 YOUNGS RD, GLOUCESTER, MA 01930-1338

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,563.00 (-1.11%)	$704,900 (+3.24%) Land $202,500 Building $502,400	$762,393 (-9.38%)
2025	$6,637.00 (+3.65%)	$682,800 (+3.75%) Land $187,600 Building $495,200
2024	$6,403.00	$658,100 Land $178,600 Building $479,500	$841,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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