Essex County and Andover Town property record for 18 Wyncrest Cir, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,153 sqft · built 1986 |
| Lot Size | 1.01 acres (44,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Aug 2019) |
| Tax Bill | $19,120 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00099 B:00042 L:00000 |
| Primary APN | ANDO M:00099 B:00042 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,153 sqft Living Area |
| Gross Area | 7,249 sqft |
| Basement Area | 2,607 sqft |
| Unfinished Basement | 1,077 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,039 sqft (1.01 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 18 WYNCREST CIR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-6041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ANDOVER |
| Legal Block | 42 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 254301 |
Source: Essex County and Andover Town records · APN ANDO M:00099 B:00042 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 WYNCREST CIR, ANDOVER, MA 01810-6041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC |
| Aug 01, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2019 · Amount on Record |
| Deed Sale | Aug 01, 2019 · Amount on Record |
| Prior Sale | Nov 02, 2016 · Amount on Record |
| Deed Document Number | 2019120366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 18 WYNCREST CIR, ANDOVER, MA 01810-6041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000125701 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 125701 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 18 WYNCREST CIR, ANDOVER, MA 01810-6041 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 125701 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 125701 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 18 WYNCREST CIR, ANDOVER, MA 01810-6041 |
| Document Number | 0000123098 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WYNCREST CIR ANDOVER MA 018106041, ANDOVER, MA 01810-6041 |
| Document Number | 0000123098 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 123098 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 01, 2019 |
| Property Address | 18 WYNCREST CIR, ANDOVER, MA 01810-6041 |
| Document Number | 0000120366 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 120366 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,788.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WYNCREST CIR ANDOVER MA 018106041, ANDOVER, MA 01810-6041 |
| Document Number | 120367 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 120367 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,120.00 (-1.11%) | $1,530,800 (+1.98%) Land $693,300 Building $837,500 | $1,427,565 |
| 2024 | $19,334.00 (+6.68%) | $1,501,100 (+13.14%) Land $669,300 Building $831,800 | |
| 2023 | $18,124.00 | $1,326,800 Land $572,100 Building $754,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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