10 Wyncrest Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 10 Wyncrest Cir, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,447 sqft · built 1985
Lot Size	0.774 acres (33,707 sqft)
Owner	2 Individual Names on File
Last Sale	$874,000 (Jun 2014)
Tax Bill	$19,228 (2025)
Deeds & Mortgages	May 2020 Refinance Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00099 B:00038 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00099 B:00038 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,447 sqft Living Area
Gross Area	7,340 sqft
Basement Area	2,716 sqft
Unfinished Basement	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,707 sqft (0.774 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 WYNCREST CIR
City	ANDOVER
State	MA
Zip	01810-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND ANDOVER
Legal Block	38
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2002
Census Tract	254301

Owner

Source: Essex County and Andover Town records · APN ANDO M:00099 B:00038 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 WYNCREST CIR, ANDOVER, MA 01810-6041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2014 · Amount on Record
Deed Sale	Jun 13, 2014 · Amount on Record
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	10 WYNCREST CIR, ANDOVER, MA 01810-6041
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122158
Date	May 29, 2020
Instrument	122158

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	10 WYNCREST CIR, ANDOVER, MA 01810-6041
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126387
Date	Dec 28, 2021
Instrument	126387

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,228.00 (-3.99%)	$1,539,500 (-0.99%) Land $646,100 Building $893,400	$1,575,385
2024	$20,027.00 (+14.98%)	$1,554,900 (+21.94%) Land $623,700 Building $931,200
2023	$17,418.00	$1,275,100 Land $533,100 Building $742,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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