Douglas County property record for 18 W Oak St, Osakis, MN 56360
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 624 sqft · built 1915 |
| Lot Size | 0.23 acres (10,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Sep 2024) |
| Tax Bill | $1,476 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-0466-000 |
| Primary APN | 93-0466-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 10,002 sqft (0.23 acres) |
| Garage Area | 352 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 840 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 48 sqft |
| Street Address | 18 W OAK ST |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC-25 TWP-128 RANG-36 D. STEVENSONS SOUTH ADDN S 137 OF W 1/2 OF LOT 2, & E 1/2(33) OF LOT 2 BLK 8 |
| Legal Range | 36 |
| Legal Township | 128 |
| Legal Section | 25 |
| Legal Subdivision | D. STEVENSONS SOUTH ADDN |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | DOUGLAS MN |
| Township / Civil Division | OSAKIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 450800 |
Source: Douglas County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 W OAK ST, OSAKIS, MN 56360-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage BLACKRIDGEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 2024459372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 18 W OAK ST, OSAKIS, MN 56360-8240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 000A440716 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | A440716 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Recording Date | Dec 26, 2018 |
| Property Address | 18 W OAK ST, OSAKIS, MN 56360-8240 |
| Document Number | 406063 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 406063 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 W OAK ST, OSAKIS, MN 56360-8240 |
| Document Number | 406064 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 406064 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Douglas County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Douglas County |
| Municipality | Osakis City |
| Unified School District | Osakis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,476.00 (+32.97%) | $141,700 (+5.67%) Land $12,800 Building $128,900 | $141,700 (+5.67%) Land $12,800 Building $128,900 |
| 2025 | $1,110.00 (-3.81%) | $134,100 (+29.07%) Land $12,800 Building $121,300 | $134,100 (+29.07%) Land $12,800 Building $121,300 |
| 2023 | $1,154.00 Homeowner's exemption | $103,900 Land $12,600 Building $91,300 | $103,900 Land $12,600 Building $91,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Osakis serves 1,780 people · EPA ID MN1210020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.62 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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