Douglas County property record for 16 W Oak St, Osakis, MN 56360
| Property Type | Single Family Home |
|---|---|
| Details | 1,223 sqft · built 1895 |
| Lot Size | 0.251 acres (10,914 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Oct 2009) |
| Tax Bill | $1,314 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-0467-000 |
| Primary APN | 93-0467-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,223 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Lot Area | 10,914 sqft (0.251 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Patio Area | 112 sqft |
| Street Address | 16 W OAK ST |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC-25 TWP-128 RANG-36 LOT-003 BLK-008 D. STEVENSONS SOUTH ADDN |
| Legal Range | 36 |
| Legal Township | 128 |
| Legal Section | 25 |
| Legal Subdivision | D. STEVENSONS SOUTH ADDN |
| Legal Block | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | DOUGLAS MN |
| Township / Civil Division | OSAKIS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 450800 |
Source: Douglas County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 W OAK ST, OSAKIS, MN 56360-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2009 · Amount on Record |
| Deed Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 2009322349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 16 W OAK ST, OSAKIS, MN 56360-8240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 417519 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 417519 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 16 W OAK ST, OSAKIS, MN 56360-8240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Name | Verified Name |
|---|
| Document Number | 407008 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 407008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 16 W OAK ST, OSAKIS, MN 56360-8240 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 395129 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 395129 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | Fargo, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Douglas County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Douglas County |
| Municipality | Osakis City |
| Unified School District | Osakis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,314.00 (+32.73%) Homeowner's exemption | $122,200 (+32.83%) Land $12,800 Building $109,400 | $122,200 (+32.83%) Land $12,800 Building $109,400 |
| 2023 | $990.00 Homeowner's exemption | $92,000 Land $12,600 Building $79,400 | $92,000 Land $12,600 Building $79,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Osakis serves 1,780 people · EPA ID MN1210020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.62 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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