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18 W 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 18 W 2nd St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 ba · 3,960 sqft · built 1922
Lot Size0.058 acres (2,558 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (May 2016)
Tax Bill$14,116 (2023)
Deeds & MortgagesApr 2017 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-019892

Property Details

APN / Parcel Number

Primary APN02-019892
Alternative APNs
  • 2019892
  • 019892

Interior

Full Baths4 Baths
Stories2 Stories
Building Area3,960 sqft Total Area
Basement Area1,084 sqft
Finished Basement1,084 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialBuilt-Up Asphalt
Lot Area2,558 sqft (0.058 acres)
Lot Dimensions36 ft deep x 69 ft wide
PorchEnclosed Porch
Porch Area324 sqft
Deck Area470 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number019892
Old Parcel Number2019892
Street Address18 W 2ND ST
CityFREDERICK
StateMD
Zip21701
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionLT 69.9 X 36.6 18-20 W 2ND ST FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number18-20 9
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1004
Census Tract750200

Owner

Source: Frederick County records · APN 02-019892

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20 W 2ND ST, FREDERICK, MD 21701-5327
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2017Deed of Trust, Mortgage · Commercial Mortgage
WOODSBORO BANK
Apr 16, 2018Deed of Trust, Mortgage
WOODSBORO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2016 · Amount on Record
Deed SaleMay 18, 2016 · Amount on Record
Prior SaleMay 28, 2015
Deed Document Number0001114288
Deed Book / Page11142 / 88
Record UpdatedJun 07, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address18 W 2ND ST, FREDERICK, MD 21701
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117650010
DateApr 12, 2017
Book Page11765/0010
Instrument11765-0010
Lender
NameWOODSBORO BANK
TypeBank
AddressWOODSBORO, MD 21798
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address18 W 2ND ST, FREDERICK, MD 21701
Document Number0123760095
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 01, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18-20 W 2ND ST FREDERICK MD 217015327, FREDERICK, MD 21701-5327

Mortgage

Document Number0123760095
DateApr 23, 2018
Book Page012376/000095
Lender
NameWOODSBORO BK
TypeBank
Address5 N MAIN ST, WOODSBORO, MD 21798-8816
Agreement
AmountAmount Recorded
Term240 Months
DueApr 22, 2038

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$14,116.00$780,367$880,100 Land $234,100 Building $646,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1979–2018)
Claims Outside the SFHA5 of 11
Most Recent ClaimOct 2018, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 571 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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