Frederick County property record for 105 W 2nd St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 4,174 sqft · built 1875 |
| Lot Size | 0.22 acres (9,626 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (Jan 2017) |
| Tax Bill | $7,716 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-069393 |
| Primary APN | 02-069393 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,174 sqft Total Area |
| 1st Floor Area | 2,340 sqft |
| Attic Area | 800 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 9,626 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 640 sqft |
| Porch | Open Porch |
| Porch Area | 455 sqft |
| Patio Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 069393 |
|---|---|
| Old Parcel Number | 2069393 |
| Street Address | 105 W 2ND ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DR |
| Legal Description | 9626 SQ. FT. 105 W. 2ND ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 750200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Apr 4, 2019 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jan 4, 2017 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | May 11, 2016 · Amount on Record |
| Deed Document Number | 0011595491 |
| Deed Book / Page | 11595 / 491 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0134340309 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 13434/0309 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0129050278 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 12905/0278 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Document Number | 0148520288 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 14852/288 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 4, 2017 |
| Property Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Document Number | 0115950491 |
| Book / Page | 11595 / 0491 |
| Map Reference | MB59 PG172 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 11595-0491 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 105 W 2ND ST, FREDERICK, MD 21701-5328 |
| Document Number | 115950495 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 11595-0495 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,716.00 Homeowner's exemption | $724,100 | $894,300 Land $223,000 Building $671,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2018) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures