18 Upper Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 18 Upper Cay Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,466 sqft Living Area
Garage	506 sqft
Occupancy	Owner Occupied
Last Sale	$389,900 (2021)
Tax Bill	$6,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3221-23-00-0190`
Alternative APNs	`32132123000190` `4821538.0` `4821538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,466 sqft Living Area
1st Floor	1,466 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Area	506 sqft Garage
Deck Area	200 sqft Deck
Porch	Open Porch
Porch Area	572 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4821538.0
Old Parcel Number	32132123000190
Street Address	18 UPPER CAY DR
City	ORMOND BEACH
State	FL
Zip	32176-2392
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 19 ISLAND 28 SUB MB 40 PG 159 PER OR 3555 PG 0410 PER OR 6570 PGS 2715-2716 PER OR 8177 PG 1549
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	ISLAND
Legal Tract	23
Legal Lot Number	19
Jurisdiction	VOLUSIA FL
Minor Civil Division	NORTH PENINSULA
Census Blockgroup	2
Census Block	2002
Census Tract	80202

Owner

Source: Volusia County records · APN 3221-23-00-0190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 UPPER CAY DR, ORMOND BEACH, FL 32176-2392
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Mar 07, 2011 · Amount on Record
Deed Doc Number	2021307053
Deed Book / Page	8177 / 1549
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 27, 2021
Property Address	18 UPPER CAY DR, ORMOND BEACH, FL 32176-2392
Document Number	0081771549
Book / Page	8177 / 1549
Map Reference	MB 40 PG 159
Instrument Date	Dec 22, 2021
Instrument	2021307053
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,729.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5944 PRESENTI CT, 5944, THE VILLAGES, FL 32163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UPPER CAY DR, ORMOND BEACH, FL 32176-2392

Mortgage

Document Number	0081771551
Date	Dec 27, 2021
Instrument	8177/1551

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,634.00 (-5.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$382,004 (+1.82%) Land $162,000 Building $220,004	$382,004 (+1.82%) Land $162,000 Building $220,004
2023	$7,024.00 (+8.01%)	$375,164 (+11.72%) Land $86,720 Building $288,444	$375,164 (+11.72%) Land $86,720 Building $288,444
2022	$6,503.00	$335,809 Land $86,720 Building $249,089	$335,809 Land $86,720 Building $249,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.