16 Upper Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 16 Upper Cay Dr, Ormond Beach, FL 32176 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,291 sqft Living Area
Lot Size	9,718 sqft (0.223 acres)
Occupancy	Owner Occupied
Last Sale	$44,500 (2000)
Tax Bill	$3,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3221-23-00-0200`
Alternative APNs	`32132123000200` `21133223000200` `4821546.0` `4821546`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,291 sqft Living Area
Gross Area	2,771 sqft Gross Area
1st Floor	2,291 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,718 sqft (0.223 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Patio Area	64 sqft Patio
Porch Area	88 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4821546
Street Address	16 UPPER CAY DR
City	ORMOND BEACH
State	FL
Zip	32176-2392
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 ISLAND 28 SUB MB 40 PG 159 PER OR 4593 PG 4379 PER OR 8601 PG 4636
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	SPRING MEADOWS PH I SUB MB
Legal Tract	23
Legal Block	2
Legal Lot Number	20
Jurisdiction	VOLUSIA FL
Minor Civil Division	NORTH PENINSULA
Census Blockgroup	2
Census Block	2002
Census Tract	80202

Owner

Source: Volusia County records · APN 3221-23-00-0200

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 UPPER CAY DR, ORMOND BEACH, FL 32176-2392
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2000 · Amount on Record
Deed Sale	Sep 20, 2000 · Amount on Record
Prior Sale	Oct 15, 1990 · Amount on Record
Deed Book / Page	4593 / 4379
Last Transfer Date	Aug 28, 2024
Transfer Doc	0086014636
Record Refreshed	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	16 UPPER CAY DR, ORMOND BEACH, FL 32176-2392
Document Number	0073802734
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 UPPER CAY DR ORMOND BEACH FL 321762392, ORMOND BEACH, FL 32176-2392

Mortgage

Document Number	0073802734
Date	Apr 03, 2017
Book Page	007380/002734
Instrument	65444

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,738 (+2.7%)	$474,838 (+1.19%) Land $162,000 Building $312,838
2025	$3,373.00 (+5.8%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$249,989 (+5.99%)	$469,237 (-2.97%) Land $162,000 Building $307,237
2023	$3,188.00 (+0.16%) Senior Citizen's exemption	$235,868 (+3%)	$483,610 (+9.66%) Land $86,720 Building $396,890
2022	$3,183.00 Senior Citizen's exemption	$228,998	$441,019 Land $86,720 Building $354,299

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.