18 Turtle Cove Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 18 Turtle Cove Dr, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,560 sqft · built 1977
Lot Size0.95 acres (41,382 sqft)
OwnerCompany Name on File
Tax Bill$9,106 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNL1122B000000

Property Details

APN / Parcel Number

Primary APNL1122B000000
Alternative APNs
  • GRAY M:025 B:311 L:022-002
  • 3896

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
Basement Area512 sqft
Unfinished Basement512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Construction TypeConcrete
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area41,382 sqft (0.95 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number3896
Street Address18 TURTLE COVE DR
CityGRAY
StateME
Zip04039-6618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionTURTLE COVE
Legal Block311
Legal Lot Number22-2
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group3
Census Block3007
Census Tract4701

Owner

18 Turtle Cove Dr is owned by a company that acquired it in November 2013.

Source: Cumberland County and Gray Town records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing Address39 HARDY RD, FALMOUTH, ME 04105-2418
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2013
Deed SaleNov 4, 2013
Deed Document Number201367275
Deed Book / Page31138 / 0197
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address18 TURTLE COVE DR, GRAY, ME 04039-6618
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0339140304
DateMar 31, 2017
Book Page33914/0304
Instrument000000014803
Lender
NamePEOPLES UNITED BANK
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Turtle Cove Dr was $9,106.

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,106.00$940,700 Land $571,300 Building $369,400
2023$7,863.00 (+8.82%)$518,000 (-) Land $273,900 Building $244,100
2022$7,226.00$518,000 Land $273,900 Building $244,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Turtle Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Turtle Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Turtle Cove Dr

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