Cumberland County and Gray Town property record for 12 Turtle Cove Dr, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1972 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,505 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | L1122A000000 |
| Primary APN | L1122A000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 35,719 sqft (0.82 acres) |
| Deck Area | Deck Area |
| Heating System | Space Heater |
|---|
| Account Number | 3895 |
|---|---|
| Street Address | 12 TURTLE COVE DR |
| City | GRAY |
| State | ME |
| Zip | 04039-6618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 311 |
| Legal Lot Number | 22-1 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4701 |
12 Turtle Cove Dr is owned by a company that acquired it in July 2017.
Source: Cumberland County and Gray Town records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 39 HARDY RD, FALMOUTH, ME 04105-2418 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2017 |
| Deed Sale | Jul 17, 2017 |
| Deed Document Number | 201733701 |
| Deed Book / Page | 34161 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 12 TURTLE COVE DR, GRAY, ME 04039-6618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0378020309 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 37802/309 |
| Instrument | 10029 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12 Turtle Cove Dr was $7,505.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,505.00 | $775,300 Land $563,700 Building $211,600 |
| 2023 | $6,215.00 (+8.83%) | $409,400 (-) Land $270,500 Building $138,900 |
| 2022 | $5,711.00 | $409,400 Land $270,500 Building $138,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Turtle Cove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Turtle Cove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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