18 Thomas St, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 18 Thomas St, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 1924
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$468,000 (Dec 2020)
Tax Bill	$10,400 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00043-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`03-00043-0000-00002-01`
Alternative APNs	`03000430000000020001` `00001175`

Interior

Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide

Location & Zoning

Account Number	00001175
Street Address	18 THOMAS ST
City	CALDWELL
State	NJ
Zip	07006-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	65X140
Legal Block	43
Legal Lot Number	2.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2006
Census Tract	21702

Owner

18 Thomas St is owned and occupied by two individuals who bought it in December 2020.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 THOMAS ST, CALDWELL, NJ 07006-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jan 5, 2018	Grant Deed, Transfer NATIONWIDE MTG BANKERS INC
Apr 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	2020119095
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	2018000826
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	18 THOMAS ST, CALDWELL, NJ 07006-5613
Document Number	0000063997
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 THOMAS ST CALDWELL NJ 070065613, CALDWELL, NJ 07006-5613

Mortgage

Document Number	0000063997
Date	Jul 25, 2018
Instrument	63997

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 5, 2018
Property Address	18 THOMAS ST, CALDWELL, NJ 07006-5613
Document Number	0000000826
Instrument Date	Dec 22, 2017
Instrument	826
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	EVIDENT TITLE AGENCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FOX RUN NORTH CALDWELL NJ 070064173, NORTH CALDWELL, NJ 07006-4173

Mortgage

Document Number	827
Date	Jan 5, 2018
Instrument	827

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	ENGLEWOOD, NJ 07632

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 13, 2017
Property Address	18 THOMAS ST, CALDWELL, NJ 07006-5613
Document Number	0000032841
Instrument Date	Apr 11, 2017
Instrument	32841
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 NEWARK POMPTON TPKE LITTLE FALLS NJ 074241107, LITTLE FALLS, NJ 07424-1107

Tax Assessment & Valuation

The 2025 property tax bill for 18 Thomas St was $10,400, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,300 (-) Land $253,700 Building $65,600	$319,300 (-) Land $253,700 Building $65,600
2025	$10,400.00 (+2.3%)	$319,300 Land $253,700 Building $65,600	$319,300 Land $253,700 Building $65,600
2024	$10,166.00
2023		$319,300 Land $253,700 Building $65,600	$319,300 Land $253,700 Building $65,600
2022	$9,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Thomas St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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