12 Thomas St, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 12 Thomas St, Caldwell, NJ 07006

Property Summary

Property TypeSingle Family Home
Details2,618 sqft · built 1906
Lot Size0.367 acres (16,000 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (Oct 2016)
Tax Bill$15,666 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00043-01-00001

Property Details

APN / Parcel Number

Primary APN03-00043-01-00001
Alternative APNs
  • 0300043000100001
  • 00001174

Interior

Building Area2,618 sqft Living Area

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide

Location & Zoning

Account Number00001174
Street Address12 THOMAS ST
CityCALDWELL
StateNJ
Zip07006-5612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X160 IRR
Legal Block43.1
Legal Lot Number1
JurisdictionESSEX NJ
Township / Civil DivisionCALDWELL
Census Block Group2
Census Block2004
Census Tract21702

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12 THOMAS ST, CALDWELL, NJ 07006-5612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2016 · Amount on Record
Deed SaleOct 28, 2016 · Amount on Record
Prior SaleOct 28, 2013 · Amount on Record
Deed Document Number201693340
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 THOMAS ST, CALDWELL, NJ 07006-5612
Document Number0000092193
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 THOMAS ST CALDWELL NJ 070065612, CALDWELL, NJ 07006-5612

Mortgage

Document Number0000092193
DateSep 22, 2020
Instrument92193
Lender
NameNEWREZ LLC
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityCaldwell Borough
Unified School DistrictCaldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$481,000 (-) Land $280,800 Building $200,200$481,000 (-) Land $280,800 Building $200,200
2025$15,666.00 (+2.29%)$481,000 (-) Land $280,800 Building $200,200$481,000 (-) Land $280,800 Building $200,200
2024$15,315.00 (+5.33%)
2023$481,000 Land $280,800 Building $200,200$481,000 Land $280,800 Building $200,200
2022$14,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1983–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALDWELL WATER DEPT
serves 9,027 people · EPA ID NJ0703001
Water SourcePurchased surface water from ESSEX FELLS WATER DEPT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum.

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