18 Temple St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 18 Temple St, Waterville, ME 04901

Property Summary

Property TypeOffice Building
Details3 ba · 9,594 sqft · built 1950
Lot Size0.528 acres (23,014 sqft)
OwnerCompany Name on File
Last Sale$441,100 (Feb 2018)
Tax Bill$11,116 (2025)
Deeds & MortgagesMar 2023 Refinance
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:048 B:426

Property Details

APN / Parcel Number

Primary APNWAVL M:048 B:426
Alternative APN
  • 1479

Interior

Full Baths3 Baths
Units2 Units
Stories1 Story
Building Area9,594 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleHigh Rise
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area23,014 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1479
Street Address18 TEMPLE ST
CityWATERVILLE
StateME
Zip04901-6629
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Block426
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2025
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 Temple St, a commercial property, is owned by a company that bought it in February 2018.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing Address8 E GRAND AVE, SCARBOROUGH, ME 04074-9215
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Feb 2, 2018Quit Claim Deed, Transfer
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2018 · Amount on File
Deed SaleFeb 2, 2018 · Amount on File
Deed Document Number20182137
Deed Book / Page12834 / 214
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address18 TEMPLE ST, WATERVILLE, ME 04901-6629
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023003828
DateMar 3, 2023
Book Page14706/249
Instrument2023003828
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueApr 1, 2028

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateFeb 2, 2018
Property Address18 TEMPLE ST, WATERVILLE, ME 04901-6629
Document Number2018002137
Book / Page12834 / 0214
Instrument2018002137
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018002138
DateFeb 2, 2018
Instrument2018002138
Lender
NameCAMDEN NATIONAL BANK
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Temple St was $11,116.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,116.00$653,900 Land $101,400 Building $552,500
2023$8,571.00 (-1.73%)$430,700 (+27.65%) Land $65,600 Building $365,100
2022$8,722.00$337,400 Land $37,300 Building $300,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Temple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–1994)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Temple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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