17 Temple St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 17 Temple St, Waterville, ME 04901

Property Summary

Property TypeRestaurant
Details1 bd · 4 ba · 7,032 sqft · built 1930
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$2,125,000 (Jan 2017)
Tax Bill$5,479 (2025)
Deeds & MortgagesNov 2023 Refinance
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:048 B:425

Property Details

APN / Parcel Number

Primary APNWAVL M:048 B:425
Alternative APN
  • 1550

Interior

Bedrooms1 Bed
Full Baths4 Baths
Units2 Units
Stories2 Stories
Building Area7,032 sqft Total Area
Gross Area10,603 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1550
Street Address17 TEMPLE ST
CityWATERVILLE
StateME
Zip04901-6628
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal SubdivisionHEATH HOMESTEAD
Legal Block425
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2024
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17 Temple St, a commercial property, is owned by a company that bought it in January 2017.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner of RecordCompany Name on File
Mailing Address1 CANAL PLZ, 805, PORTLAND, ME 04101-4083
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
GENESIS COMMUNITY LOAN FUND
Jan 20, 2017Intrafamily Transfer, Transfer · Commercial Mortgage
20 ATLANTIC AVE LLC
Jan 20, 2017Warranty Deed, Transfer · Commercial Mortgage
20 ATLANTIC AVE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2017 · Amount on File
Deed SaleJan 20, 2017 · Amount on File
Deed Document Number20171290
Deed Book / Page12519 / 296
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address17 TEMPLE ST, WATERVILLE, ME 04901-6628
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023022292
DateNov 6, 2023
Book Page14907/331
Instrument2023022292
Lender
NameGENESIS COMMUNITY LOAN FUND
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATERVILLE ME
Recording DateJan 20, 2017
Property Address17 TEMPLE ST, WATERVILLE, ME 04901-6628
Document Number2017001290
Book / Page12519 / 0296
Instrument2017001290
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017001291
DateJan 20, 2017
Instrument2017001291
Lender
Name20 ATLANTIC AVE LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateJan 20, 2017
Property Address17 TEMPLE ST, WATERVILLE, ME 04901-6628
Document Number12519/296
Book / Page12519 / 296
Instrument2017001290
Transaction TypeTransfer
Record UpdatedApr 12, 2017

Transaction

Tax$41.34
Amount AccuracyNon-Arm's Length Transaction
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017001291, 12519/0298
DateJan 20, 2017
Instrument12519/0298
Lender
Name20 ATLANTIC AVE LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17 Temple St was $5,479.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,479.00$322,300 Land $66,000 Building $256,300
2023$3,952.00 (-1.69%)$198,600 (+27.72%) Land $40,600 Building $158,000
2022$4,020.00$155,500 Land $22,900 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 Temple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–1994)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Temple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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