18 Surf Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 18 Surf Ln, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,389 sqft · built 1978
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trust Names on File
Tax Bill	$17,542 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`KENB M:092 L:004`

Property Details

APN / Parcel Number

Primary APN	`KENB M:092 L:004`
Alternative APNs	`M:092 L:004 U:000` `5504`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	4,403 sqft
1st Floor Area	1,124 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5504
Street Address	18 SURF LN
City	KENNEBUNK
State	ME
Zip	04043-7680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	4
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2013
Census Tract	28004

Owner

18 Surf Ln is owner-occupied and held in a trust since July 2026.

Source: York County and Kennebunk Town records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18 SURF LN, KENNEBUNK, ME 04043-7680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 14, 2026
Transfer Doc	0000024649
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jul 15, 2026
Property Address	18 SURF LN, KENNEBUNK, ME 04043-7680
Document Number	0000024649
Book / Page	19947 / 376
Instrument Date	Jul 14, 2026
Instrument	202624649
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SURF LN, KENNEBUNK, ME 04043-7680

Tax Assessment & Valuation

The 2025 property tax bill for 18 Surf Ln was $17,542, up 33.1% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,542.00 (+33.15%)	$1,780,900 (+129.11%) Land $1,389,400 Building $391,500
2024	$13,175.00 (+5.6%)	$777,300 (-) Land $533,600 Building $243,700
2023	$12,476.00 (+9.93%)	$777,300 (-) Land $533,600 Building $243,700	$2,109,095
2022	$11,349.00	$777,300 Land $533,600 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Surf Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Surf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35