York County and Kennebunk Town property record for 16 Surf Ln, Kennebunk, ME 04043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,977 sqft · built 1985 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Jun 2012) |
| Tax Bill | $17,848 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | KENB M:092 L:003 |
| Primary APN | KENB M:092 L:003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,977 sqft Living Area |
| Gross Area | 4,392 sqft |
| 1st Floor Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3909 |
|---|---|
| Street Address | 16 SURF LN |
| City | KENNEBUNK |
| State | ME |
| Zip | 04043-7680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Lot Number | 3 |
| Jurisdiction | KENNEBUNK ME |
| Township / Civil Division | KENNEBUNK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 28004 |
Source: York County and Kennebunk Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SURF LN, KENNEBUNK, ME 04043-7680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2012 · Amount on Record |
| Deed Sale | Jun 4, 2012 · Amount on Record |
| Deed Document Number | 201223110 |
| Deed Book / Page | 16336 / 138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 16 SURF LN, KENNEBUNK, ME 04043-7680 |
| Document Number | 0175010021 |
| Book / Page | 017501 / 000021 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 16 SURF LN KENNEBUNK ME 040437680, KENNEBUNK, ME 04043-7680 |
| Document Number | 0175010021 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 017501/000021 |
| Instrument | 24386 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Kennebunk Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Kennebunk Town |
| Unified School District | Regional School Unit 21 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,848.00 (+31.22%) | $1,812,000 (+125.79%) Land $1,381,300 Building $430,700 | |
| 2024 | $13,602.00 (+5.61%) | $802,500 (-) Land $530,400 Building $272,100 | |
| 2023 | $12,880.00 (+9.93%) | $802,500 (-) Land $530,400 Building $272,100 | $1,933,915 |
| 2022 | $11,717.00 | $802,500 Land $530,400 Building $272,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 184 individual policies |
| Nearby Flood Policies | 238 units insured incl. 54 condo units |
| Nearby Flood Claims | 74 (1996–2024) |
| Claims Outside the SFHA | 29 of 74 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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