18 Summit Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 18 Summit Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,287 sqft · built 1951
Lot Size	0.166 acres (7,250 sqft)
Owner	Owner Name on File
Last Sale	$138,000 (Nov 2006)
Tax Bill	$933 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-001.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-001.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,287 sqft Living Area

Exterior

Year Built	Built 1951
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999915001.00
Street Address	18 SUMMIT AVE
City	FORT THOMAS
State	KY
Zip	41075-2032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 EDGEWOOD SUBD 50 X 145
Legal Subdivision	EDGEWOOD SUBDIVISION
Legal Lot Number	32
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	52302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	18 SUMMIT AVE, FORT THOMAS, KY 41075-2032
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Oct 1, 1998 · Amount on File
Deed Document Number	06 11 06 019 00022
Deed Book / Page	0701 / 707
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	18 SUMMIT AVE, FORT THOMAS, KY 41075-2032
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005050742
Date	Jan 12, 2017
Book Page	M2097/117
Instrument	5050742

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (-6.61%)	$253,100 (-) Land $40,000 Building $213,100	$253,100 (-) Land $40,000 Building $213,100
2023	$999.00 (-2.54%)	$253,100 (-) Land $40,000 Building $213,100	$253,100 (-) Land $40,000 Building $213,100
2022	$1,025.00	$253,100 Land $40,000 Building $213,100	$253,100 Land $40,000 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20