10 Summit Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 10 Summit Ave, Fort Thomas, KY 41075

Property Summary

Property TypeSingle Family Home
Details1,167 sqft · built 1952
Lot Size0.166 acres (7,250 sqft)
Owner2 Company Names on Record
Last Sale$102,858 (Dec 1997)
Tax Bill$635 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN999-99-15-074.00

Property Details

APN / Parcel Number

Primary APN999-99-15-074.00

Interior

Stories2 Stories
Building Area1,167 sqft Living Area

Exterior

Year BuiltBuilt 1952
Exterior MaterialBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999915074.00
Street Address10 SUMMIT AVE
CityFORT THOMAS
StateKY
Zip41075-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 EDGEWOOD SUBD 50 X 145
Legal SubdivisionEDGEWOOD SUBDIVISION
Legal Lot Number30
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2000
Census Tract52302

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10 SUMMIT AVE, FORT THOMAS, KY 41075-2032
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 1997 · Amount on Record
Deed SaleDec 10, 1997 · Amount on Record
Deed Document Number0000600687
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address10 SUMMIT AVE, FORT THOMAS, KY 41075-2032
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUMMIT AVE, FORT THOMAS, KY 41075-2032

Mortgage

Document Number0005140451
DateSep 21, 2021
Book PageM2308/249
Instrument5140451
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 1, 2031

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address10 SUMMIT AVE, FORT THOMAS, KY 41075-2032
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005078809
DateAug 9, 2018
Book PageM2154/020
Instrument5078809
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueJul 15, 2028

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityFort Thomas City
Unified School DistrictFort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (-8.1%) Homeowner's exemption$221,400 (-) Land $40,000 Building $181,400$221,400 (-) Land $40,000 Building $181,400
2023$691.00 (-5.6%) Homeowner's exemption$221,400 (-) Land $40,000 Building $181,400$221,400 (-) Land $40,000 Building $181,400
2022$732.00 Homeowner's exemption$221,400 Land $40,000 Building $181,400$221,400 Land $40,000 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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