Penobscot County and Hampden Town property record for 18 Summer St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,697 sqft · built 1940 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (May 2025) |
| Tax Bill | $5,664 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:44 B:0 L:011 |
| Primary APN | HAMN M:44 B:0 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,697 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2854 |
|---|---|
| Street Address | 18 SUMMER ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 - R |
| Legal Lot Number | 11 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
18 Summer St is owned by two individuals who bought it in May 2025.
Source: Penobscot County and Hampden Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1032 BIRCHWOOD LN, JACKSONVILLE, NC 28546-4521 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage DITECH FINANCIAL LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO |
| Oct 21, 2019 | Deed of Trust, Mortgage KATAHDIN TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on File |
| Deed Sale | May 28, 2025 · Amount on File |
| Deed Document Number | 202512272 |
| Deed Book / Page | 17504 / 12 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 18 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146090306 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 14609/0306 |
| Instrument | 000000028636 |
| Name | DITECH FINANCIAL LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 18 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0157190311 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 15719/311 |
| Instrument | 31849 |
| Name | KATHADIN TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 18 SUMMER ST, HAMPDEN, ME 04444-1212 |
| Document Number | 0153250204 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 SUMMER ST HAMPDEN ME 044441212, HAMPDEN, ME 04444-1212 |
| Document Number | 0153250204 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 015325/000204 |
| Instrument | 32409 |
| Name | KATAHDIN TR CO |
|---|---|
| Address | PATTEN, ME 04765 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 22, 2039 |
The 2025 property tax bill for 18 Summer St was $5,664, up 23.6% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,664.00 (+23.56%) | $320,880 (+9.55%) Land $80,790 Building $240,090 | |
| 2024 | $4,584.00 (-0.78%) | $292,900 (+22.04%) Land $74,300 Building $218,600 | |
| 2023 | $4,620.00 (+3.47%) | $240,000 (+11.27%) Land $60,900 Building $179,100 | $531,620 |
| 2022 | $4,465.00 | $215,700 Land $55,000 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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