15 Summer St, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 15 Summer St, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$203,600 (Aug 2019)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:44 B:0 L:075`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:44 B:0 L:075`
Alternative APN	`2921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,581 sqft Living Area
1st Floor Area	588 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2921
Street Address	15 SUMMER ST
City	HAMPDEN
State	ME
Zip	04444-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12 - R
Legal Lot Number	75
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	3
Census Block	3008
Census Tract	2000

Owner

15 Summer St is owned and occupied by two individuals who bought it in August 2019.

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK
Sep 25, 2018	Deed of Trust, Mortgage MACHIAS SAVINGS BK
Jan 15, 2020	Warranty Deed, Transfer MAINE TITLE
Aug 23, 2019	Deed of Trust, Transfer CUSO HM LNDG
Jun 12, 2019	Warranty Deed, Transfer MAINE TITLE
Mar 19, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Deed Document Number	201925420
Deed Book / Page	15256 / 26
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175420290
Date	Jul 2, 2025
Book Page	17542/290
Instrument	16398

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149500201
Date	Sep 25, 2018
Book Page	14950/0201
Instrument	000000029444

Lender

Name	MACHIAS SAVINGS BK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2033

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Jan 15, 2020
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Document Number	0154120238
Book / Page	015412 / 000238
Instrument Date	Jan 10, 2020
Instrument	1383
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	MAINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 TIMBERVIEW DR HERMON ME 044010460, HERMON, ME 04401-0460

August 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Document Number	0152560028
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 SUMMER ST HAMPDEN ME 044441209, HAMPDEN, ME 04444-1209

Mortgage

Document Number	0152560028
Date	Aug 23, 2019
Book Page	015256/000028
Instrument	25421

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Jun 12, 2019
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Document Number	0151750306
Book / Page	015175 / 000306
Instrument Date	May 31, 2019
Instrument	16679
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	MAINE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMER ST HAMPDEN ME 044441209, HAMPDEN, ME 04444-1209

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMPDEN ME
Recording Date	Mar 19, 2018
Property Address	15 SUMMER ST, HAMPDEN, ME 04444-1209
Document Number	0147630226
Book / Page	014763 / 000226
Instrument Date	Feb 23, 2018
Instrument	6487
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SUMMER ST HAMPDEN ME 044441209, HAMPDEN, ME 04444-1209

Tax Assessment & Valuation

The 2025 property tax bill for 15 Summer St was $4,067, up 23.1% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+23.06%)	$230,430 (+9.11%) Land $72,270 Building $158,160
2024	$3,305.00 (-0.81%)	$211,200 (+22.01%) Land $66,400 Building $144,800
2023	$3,332.00 (+3.38%)	$173,100 (+11.18%) Land $54,500 Building $118,600	$354,445
2022	$3,223.00	$155,700 Land $49,200 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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