18 State St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 18 State St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 822 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2025)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
APN	`407403 64.067-3-3`

Property Details

APN / Parcel Number

Primary APN	`407403 64.067-3-3`
Alternative APN	`740306406700030030000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	822 sqft Living Area
1st Floor Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	91 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.067-3-3
Street Address	18 STATE ST
City	POTSDAM
State	NY
Zip	13676-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95SP46000/91SP44000
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3021
Census Tract	490800

Owner

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5201 ORDUNA DR, 16, CORAL GABLES, FL 33146-2676
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Sep 25, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20257629
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 27, 2025
Property Address	18 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000007629
Instrument Date	Jun 27, 2025
Instrument	R-2025-00007629
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 STATE ST, POTSDAM, NY 13676-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 ORDUNA DR APT 16, 16, CORAL GABLES, FL 33146-2676

Mortgage

Document Number	0000007630
Date	Jun 27, 2025
Instrument	R-2025-00007630

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank
Address	NORWICH, NY 13815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 29, 2022
Property Address	18 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000010771
Instrument Date	Apr 30, 2022
Instrument	R-2022-00010771
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 STATE ST, POTSDAM, NY 13676-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CLOUGH ST, POTSDAM, NY 13676-1223

Mortgage

Document Number	0000010772
Date	Jul 29, 2022
Instrument	R-2022-00010772

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	18 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000017291
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STATE ST POTSDAM NY 136762033, POTSDAM, NY 13676-2033

Mortgage

Document Number	0000017291
Date	Dec 26, 2018
Instrument	17291

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2028

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 25, 2018
Property Address	18 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000012735
Instrument Date	Aug 14, 2018
Instrument	12735
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2527 MILIDDY LN CAMDEN NY 133163813, CAMDEN, NY 13316-3813

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,392.00	$107,000 (+45.58%) Land $11,900 Building $95,100	$107,000 (+7.73%) Land $11,900 Building $95,100
2023		$73,500 Land $5,900 Building $67,600	$99,324 Land $7,973 Building $91,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Atlas Connectivity Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

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