10 State St, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 10 State St, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,904 sqft · built 1930
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2020)
Tax Bill	$6,951 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
APN	`407403 64.067-3-6`

Property Details

APN / Parcel Number

Primary APN	`407403 64.067-3-6`
Alternative APN	`740306406700030060000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	952 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	149 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	407403 64.067-3-6
Street Address	10 STATE ST
City	POTSDAM
State	NY
Zip	13676-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILSON HILL LOTS
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	3
Census Block	3021
Census Tract	490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 WILLARD RD, MASSENA, NY 13662-3480
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage KEY BANK NA
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI MASSENA S&L
Feb 26, 2018	Trustee's Deed, Foreclosure OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20202143
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	10 STATE ST, POTSDAM, NY 13676-2033
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 COUGAR PT, MASSENA, NY 13662-3176

Mortgage

Document Number	0000003624
Date	Mar 19, 2021
Instrument	R-2021-00003624

Lender

Name	KEY BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 22, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 31, 2018
Property Address	10 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000014875
Instrument Date	Oct 24, 2018
Instrument	14875
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 WILLARD RD MASSENA NY 136623480, MASSENA, NY 13662-3480

Mortgage

Document Number	14876
Date	Oct 31, 2018
Instrument	14876

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.5%

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Feb 26, 2018
Property Address	10 STATE ST, POTSDAM, NY 13676-2033
Document Number	0000002206
Instrument Date	Jan 9, 2018
Instrument	2206
Transaction Type	Foreclosure
Record Updated	Apr 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$475.46
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Municipality	Potsdam Village
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,951.00 (+31.15%)
2025	$5,300.00	$170,000 (+91.66%) Land $20,000 Building $150,000	$170,000 (+41.83%) Land $20,000 Building $150,000
2023		$88,700 (-) Land $8,700 Building $80,000	$119,865 (+13.51%) Land $11,757 Building $108,108
2022		$88,700 Land $8,700 Building $80,000	$105,595 Land $10,357 Building $95,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Remnants Of Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTSDAM VILLAGE serves 8,312 people · EPA ID NY4404397
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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