18 Spruce St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 18 Spruce St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1920
Lot Size	0.082 acres (3,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
APN	`212801 120.29-1-54`

Property Details

APN / Parcel Number

Primary APN	`212801 120.29-1-54`
Alternative APNs	`280112002900010540000000` `022087300`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Canopy	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022087300
Street Address	18 SPRUCE ST
City	ILION
State	NY
Zip	13357-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	18 SPRUCE ST N R1 2G AGP
Legal Block	1
Legal Lot Number	54.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	4
Census Block	4006
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 120.29-1-54

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 SPRUCE ST, ILION, NY 13357-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	18 SPRUCE ST, ILION, NY 13357-1122
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000649/0000000177
Date	Apr 10, 2017
Book Page	0000000649/0000000177
Instrument	RP2017-1746

Lender

Name	M&T BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,167.00 (+67.65%)	$48,400 (-) Land $5,200 Building $43,200	$90,637 (+3%) Land $9,738 Building $80,899
2023		$48,400 Land $5,200 Building $43,200	$88,000 Land $9,455 Building $78,545
2020	$1,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430103004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	51 (1999–2013)
Claims Outside the SFHA	1 of 51
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 39 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY2102307, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ILION (V) WATER WORKS serves 8,053 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.