Herkimer County and German Flatts Town property record for 14 Spruce St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,415 sqft · built 1920 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Oct 2024) |
| Tax Bill | $3,037 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2024 Sale & Mortgage |
| APN | 212801 120.29-1-52 |
| Primary APN | 212801 120.29-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,415 sqft Living Area |
| 1st Floor Area | 690 sqft |
| 2nd Floor Area | 725 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 198885 |
|---|---|
| Street Address | 14 SPRUCE ST |
| City | ILION |
| State | NY |
| Zip | 13357-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 14 SPRUCE ST N R1 G L14 |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 213 FOLTS ST, 1, HERKIMER, NY 13350-1201 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION |
| Oct 11, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2016 · Amount on Record |
| Deed Document Number | 20244429 |
| Prior Transfer Date | Feb 27, 2002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 14 SPRUCE ST, ILION, NY 13357-1122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0020215197 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-5197 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Oct 11, 2024 |
| Property Address | 14 SPRUCE ST, ILION, NY 13357-1122 |
| Document Number | RP20244429 |
| Instrument Date | Oct 4, 2024 |
| Instrument | RP2024-4429 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 FOLTS ST # 1, 1, HERKIMER, NY 13350-1201 |
| Document Number | RP20244430 |
|---|---|
| Date | Oct 11, 2024 |
| Instrument | RP2024-4430 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,037.00 (-40.9%) | $46,400 (+9.95%) Land $5,200 Building $41,200 | $86,891 (+13.25%) Land $9,738 Building $77,153 |
| 2023 | $42,200 Land $5,200 Building $37,000 | $76,727 Land $9,455 Building $67,272 | |
| 2020 | $5,139.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 51 (1999–2013) |
| Claims Outside the SFHA | 1 of 51 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures