East Lyme Town property record for 18 South St, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1948 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2024) |
| Tax Bill | $4,584 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance Jul 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:017.6 B:00007 L:00000 |
| Primary APN | ELYM M:017.6 B:00007 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 926 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 849 |
|---|---|
| Street Address | 18 SOUTH ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 7 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 870704 |
18 South St is owned and occupied by two individuals who bought it in July 2024.
Source: East Lyme Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 SOUTH ST, NIANTIC, CT 06357-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance JAMES N HULLETT TR |
| Jul 16, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jun 2, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on File |
| Deed Sale | Jul 16, 2024 · Amount on File |
| Prior Sale | Jun 2, 2022 · Amount on File |
| Deed Document Number | 20241509 |
| Deed Book / Page | 1112 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONINGTON CT |
| Property Address | 18 SOUTH ST, NIANTIC, CT 06357-2608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000845-869 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 845/869 |
| Instrument | 3271680023 |
| Name | JAMES N HULLETT TR |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 16, 2024 |
| Property Address | 18 SOUTH ST, NIANTIC, CT 06357-2608 |
| Document Number | 001112-500 |
| Book / Page | 1112 / 500 |
| Instrument Date | Jul 15, 2024 |
| Instrument | 1509 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 18 SOUTH ST, EAST LYME, CT 06333 |
| Document Number | 0000001510 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 1510 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 2, 2022 |
| Property Address | 18 SOUTH ST, NIANTIC, CT 06357-2608 |
| Document Number | 001081-762 |
| Book / Page | 1081 / 762 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 1668 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 FOSTER LN, KINGSTON, MA 02364-1406 |
| Document Number | 0000001669 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 1669 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18 South St was $4,584, up 3.5% from the year before.
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,584.00 (+3.45%) | $158,340 (+0.09%) Land $66,360 Building $91,980 | $413,450 (+273.35%) |
| 2025 | $4,431.00 | $158,200 Land $66,360 Building $91,840 | $110,740 Land $46,452 Building $64,288 |
| 2024 | $4,431.00 (+12.58%) | ||
| 2023 | $3,936.00 (+4.38%) | $158,200 (-) Land $66,360 Building $91,840 | |
| 2022 | $3,771.00 | $158,200 Land $66,360 Building $91,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 18 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 18 South St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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