16 South St, Niantic, CT 06357 Property Records

East Lyme Town property record for 16 South St, Niantic, CT 06357

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,114 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Tax Bill$5,390 (2026)
Deeds & MortgagesDec 2024 Refinance
Flood ZoneZone X (minimal risk)
APNELYM M:017.6 B:00006 L:00000

Property Details

APN / Parcel Number

Primary APNELYM M:017.6 B:00006 L:00000
Alternative APN
  • 5500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,114 sqft Living Area
Gross Area4,308 sqft
1st Floor Area1,375 sqft
AtticAttic
Attic Area655 sqft
Basement Area1,291 sqft
Unfinished Basement1,291 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5500
Street Address16 SOUTH ST
CityNIANTIC
StateCT
Zip06357-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block6
JurisdictionEAST LYME CT
Township / Civil DivisionEAST LYME
Census Block Group1
Census Block1025
Census Tract870704

Owner

16 South St is owned and occupied by an individual.

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16 SOUTH ST, NIANTIC, CT 06357-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address16 SOUTH ST, NIANTIC, CT 06357-2608
Transaction TypeMortgage
Record UpdatedDec 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001117-702
DateDec 5, 2024
Book Page1117/702
Instrument2535
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 16 South St was $5,390, up 3.4% from the year before.

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,390.00 (+3.36%)$186,200 (-) Land $66,500 Building $119,700$571,211 (+338.25%)
2025$5,215.00$186,200 Land $66,500 Building $119,700$130,340 Land $46,550 Building $83,790
2024$5,215.00 (+12.56%)
2023$4,633.00 (+4.37%)$186,200 (-) Land $66,500 Building $119,700
2022$4,439.00$186,200 Land $66,500 Building $119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 South St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LYME WATER & SEWER COMMISSION
serves 15,245 people · EPA ID CT0450011
Water SourcePurchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State InspectionNov 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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