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18 Smith St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 18 Smith St, West Warwick, RI 02893 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 947 sqft · built 1950
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Aug 2022)
Tax Bill$3,631 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN18-0057-63

Property Details

APN / Parcel Number

Primary APN18-0057-63
Alternative APNs
  • WWAR 019-0045-0-000
  • 019=0045=0=000
  • 6-0245-50

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area947 sqft Living Area
Gross Area2,062 sqft
Basement Area648 sqft
Unfinished Basement648 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number18-0057-63
Street Address18 SMITH ST
CityWEST WARWICK
StateRI
Zip02893-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2008
Census Tract20400

Owner

Source: West Warwick Town records · APN 18-0057-63

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18 SMITH ST, WEST WARWICK, RI 02893-3415
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage
NAVY FCU
Aug 30, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleJul 25, 2002 · Amount on Record
Deed Document Number202224874111
Last Transfer DateOct 14, 2024
Transfer Doc0002490541
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address18 SMITH ST, WEST WARWICK, RI 02893-3415
Transaction TypeMortgage
Record UpdatedMar 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002491609
DateFeb 26, 2026
Instrument2491-609
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount Recorded

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateAug 30, 2022
Property Address18 SMITH ST, WEST WARWICK, RI 02893-3415
Document Number0024874111
Instrument DateAug 30, 2022
Instrument2487-4111
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 SMITH ST, WEST WARWICK, RI 02893-3415

Mortgage

Document Number0024874112
DateAug 30, 2022
Instrument2487-4112
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: West Warwick Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,631.00 (-5.71%)$254,100 (+20.88%) Land $70,000 Building $184,100$301,055
2023$3,851.00$210,200 Land $66,000 Building $144,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030204002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Nearby Flood Policies35 in force
Nearby Flood Claims42 (1998–2024)
Claims Outside the SFHA2 of 42
Most Recent ClaimOct 2024, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jan 2024 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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