14 Smith St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 14 Smith St, West Warwick, RI 02893

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 5 ba · 3,618 sqft · built 1900
Lot Size	0.446 acres (19,445 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Feb 2023)
Tax Bill	$8,301 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-0875-40`

Property Details

APN / Parcel Number

Primary APN	`13-0875-40`
Alternative APNs	`WWAR 019-0054-0-000` `019=0054=0=000` `12-0002-07`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	15 Rooms
Units	5 Units
Stories	2 Stories
Building Area	3,618 sqft Living Area
Gross Area	5,010 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,445 sqft (0.446 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Account Number	12-0002-07
Street Address	14 SMITH ST
City	WEST WARWICK
State	RI
Zip	02893-3459
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-8
Jurisdiction	WEST WARWICK RI
Township / Civil Division	WEST WARWICK
Census Block Group	2
Census Block	2010
Census Tract	20400

Owner

14 Smith St, a residential property, is owned by a company that acquired it in October 2025.

Source: West Warwick Town records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	65 JEFFERSON BLVD, WARWICK, RI 02888-1051
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Quit Claim Deed, Transfer · Line of Credit RFLF 4 LLC
Feb 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RED BALLOON CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Sep 11, 1998 · Amount on File
Deed Document Number	20232488610
Last Transfer Date	Oct 31, 2025
Transfer Doc	0024904158
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Oct 31, 2025
Property Address	14 SMITH ST, WEST WARWICK, RI 02893-3459
Document Number	0024904158
Instrument Date	Oct 31, 2025
Instrument	2490-4158
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 JEFFERSON BLVD, WARWICK, RI 02888-1051

Mortgage

Document Number	0024904309
Date	Oct 31, 2025
Instrument	2490-4309

Lender

Name	RFLF 4 LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	14 Months
Due	Dec 1, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST WARWICK RI
Recording Date	Feb 23, 2023
Property Address	14 SMITH ST, WEST WARWICK, RI 02893-3459
Document Number	0002488610
Instrument Date	Feb 21, 2023
Instrument	2488-610
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 JEFFERSON BLVD, WARWICK, RI 02888-1051
Investor	Possibly a Property Investor

Mortgage

Document Number	0002488611
Date	Feb 23, 2023
Instrument	2488-611

Lender

Name	RED BALLOON CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Smith St was $8,301.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	West Warwick Town
Unified School District	West Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,301.00	$542,900 Land $150,300 Building $392,600
2023	$8,050.00	$401,100 Land $106,800 Building $294,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Smith St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	42 (1998–2024)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Oct 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 9 claims Severe Storms And Flooding, Mar 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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