12 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 12 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,512 sqft · built 1921
Lot Size	0.04 acres (1,751 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Sep 2022)
Tax Bill	$11,344 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00077-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`19-00077-0000-00005`
Alternative APNs	`190007700005` `00015070`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	756 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	270 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00015070
Street Address	12 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Description	ADDITIONAL LOTS: HOUSE RAISED
Legal Subdivision	WATER WITCH DEV COMPANYS PROP
Legal Block	77
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2004
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 2, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	202298022
Deed Book / Page	9617 / 3238
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	0093824020
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	NOT AVAILABLE, TOP CHOICE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096366775
Date	Mar 8, 2023
Book Page	9636/6775
Instrument	2023016382

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2052

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 27, 2022
Property Address	12 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Document Number	0096173238
Book / Page	9617 / 3238
Instrument Date	Aug 9, 2022
Instrument	2022098022
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	NOT AVAILABLE, TOP CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 FAIRWAY AVE, 20, WEST LONG BRANCH, NJ 07764-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509

Mortgage

Document Number	2022098023
Date	Sep 27, 2022
Instrument	2022098023

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 2, 2019
Property Address	12 SEADRIFT AVE, HIGHLANDS, NJ 07732-1509
Document Number	0000113707
Book / Page	009382 / 004020
Instrument Date	Nov 7, 2019
Instrument	113707
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 SEADRIFT AVE HIGHLANDS NJ 077321509, HIGHLANDS, NJ 07732-1509

Mortgage

Document Number	113709
Date	Dec 2, 2019
Book Page	009382/004052
Instrument	113709

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,600 (+13.9%) Land $451,400 Building $304,200	$755,600 (+13.9%) Land $451,400 Building $304,200
2025	$11,344.00 (+6.91%)	$663,400 (+71.87%) Land $362,000 Building $301,400	$663,400 (+71.87%) Land $362,000 Building $301,400
2024	$10,611.00 (+72.34%)
2023		$386,000 Land $185,600 Building $200,400	$386,000 Land $185,600 Building $200,400
2022	$6,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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