18 School St, #2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 School St, #2, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,334 sqft · built 1880
Owner	Individual Name on File
Last Sale	$490,000 (Jan 2024)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12472`

Property Details

APN / Parcel Number

Primary APN	`12472`
Alternative APNs	`BEVE M:0004 B:0144 L:0002` `RMD`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	2,569 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12472
Street Address	18 SCHOOL ST, 2
City	BEVERLY
State	MA
Zip	01915-4851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Subdivision	18 SCHOOL STREET CONDO
Legal Block	144
Legal Lot Number	2
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217402

Owner

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 SCHOOL ST, 2, BEVERLY, MA 01915-4851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 25, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 5, 2024 · Amount on Record
Deed Sale	Jan 5, 2024 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Book / Page	41939 / 19
Record Updated	Sep 20, 2026

January 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Jan 5, 2024
Property Address	18 SCHOOL ST # 2, 2, BEVERLY, MA 01915-4851
Document Number	0041939-19
Book / Page	41939 / 19
Instrument Date	Jan 5, 2024
Instrument	20240105001430
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST # 2, 2, BEVERLY, MA 01915-4851

Mortgage

Document Number	240105001440
Date	Jan 5, 2024
Instrument	240105001440

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 SCHOOL ST # 2, 2, BEVERLY, MA 01915-4851
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37981-508
Date	Oct 30, 2019
Book Page	37981/508
Instrument	20191030001460

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	May 25, 2018
Property Address	18 SCHOOL ST # 2, 2, BEVERLY, MA 01915-4851
Document Number	36741-308
Book / Page	36741 / 308
Instrument	180525004000
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST # 2, 2, BEVERLY, MA 01915-4851

Mortgage

Document Number	367410310
Date	May 25, 2018
Instrument	36741/0310

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,292.00 (-0.23%)	$481,500 (+1.95%) Building $481,500	$514,235
2024	$5,304.00 (+11.52%)	$472,300 (+11.81%) Building $472,300
2023	$4,756.00	$422,400 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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