18 School St, #1, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 School St, #1, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,487 sqft · built 1880
Lot Size	0.11 acres (4,816 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Sep 2022)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0004 B:0144 L:0001` `658`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,487 sqft Living Area
Gross Area	2,447 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,816 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	658
Street Address	18 SCHOOL ST, 1
City	BEVERLY
State	MA
Zip	01915-4851
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Subdivision	18 SCHOOL STREET CONDO
Legal Block	144
Legal Lot Number	1
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	2
Census Block	2006
Census Tract	217402

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 SCHOOL ST, 1, BEVERLY, MA 01915-4851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 20, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Nov 6, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jun 21, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Book / Page	41201 / 135
Transfer Doc	3050000561
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 SCHOOL ST # 1, 1, BEVERLY, MA 01915-4851
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040272-105
Date	Sep 13, 2021
Book Page	40272/105
Instrument	20210913004600

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 20, 2022
Property Address	18 SCHOOL ST # 1, 1, BEVERLY, MA 01915-4851
Document Number	041201-135
Book / Page	41201 / 135
Instrument Date	Sep 20, 2022
Instrument	250
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST, BEVERLY, MA 01915-4851

Mortgage

Document Number	0000000251
Date	Sep 20, 2022
Instrument	251

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 SCHOOL ST # 1, 1, BEVERLY, MA 01915-4851
Document Number	38008-337
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST #1 BEVERLY MA 019154851, 1, BEVERLY, MA 01915-4851

Mortgage

Document Number	38008-337
Date	Nov 7, 2019
Book Page	038008/000337
Instrument	1107003510

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 21, 2017
Property Address	18 SCHOOL ST # 1, 1, BEVERLY, MA 01915-4851
Document Number	35959-290
Book / Page	035959 / 000290
Instrument Date	Jun 21, 2017
Instrument	1706210369
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,664.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SCHOOL ST #1 BEVERLY MA 019154851, 1, BEVERLY, MA 01915-4851

Mortgage

Document Number	35959-293
Date	Jun 21, 2017
Book Page	035959/000293
Instrument	1706210370

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,483.00 (-0.22%)	$498,900 (+1.96%) Building $498,900	$573,990
2024	$5,495.00 (+11.55%)	$489,300 (+11.84%) Building $489,300
2023	$4,926.00	$437,500 Building $437,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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